Expat Medical Insurance

Government Health Insurance Thailand

Government Health Insurance Thailand. The Thai Government funds health insurance in Thailand. The government health insurance is funded by the Department of Medical Services at the Ministry of Public Health.

Government hospitals and clinics offer decent enough medical provision. However, government hospitals are often crowded and waiting times can be long. The facilities are usually not up to the standard of private hospitals, but the costs are substantially cheaper.

Treatment is completely free for Thai citizens holding a Universal Coverage Health card, except Saturdays. The Universal Coverage Health card is issued by the National Health Security Office (Tel: 1330).

Thailand Social Security Scheme

Social Security Fund Thailand

In 1972, the Thai government set up a social security fund to protect workers from illness and injury whilst at work. Employers are required to make contributions to the fund to pay for compensation for employees in lieu of the employer, to pay for employees’ medical expenses, to pay employees compensation for loss of monthly income, to pay the cost of physical rehabilitation for injured employees and to cover any funeral expenses. The bill drafted in 1990, the social security act covers illness or accident, physical disability, death not related to performance of work, child delivery, old age, child assistance and unemployment. Employers and employees contribute to the fund equally.

Benefits of government health insurance Thailand

The government health insurance normally covers you for 35,000 baht (US$1,160): 23/12/2010

As a farang (foreign national) working in Thailand you can access this cover if you have a work permit. You also have to make sure your employer has set up the social security fund and has registered you. If you enrol yourself it works out at about 750 baht per month. You need to register with your local hospital and can only be treated there except in emergencies.
If you leave your employment, you have 6 months to re-enroll yourself and continue coverage.

Health insurance government Thailand:

How to register yourself for the social security fund in Thailand

“Application for refund of medical expenses”: //www.sso.go.th/wpr/eng/refund-medical.html

The doctors will all speak some English, although most of the nursing staff will only speak Thai. A foreigner can use a government hospital, but unless they pay extra for an individual room, they will be in a shared, possibly mixed, ward.

Statistics show that British nationals are more likely to be admitted to hospital when visiting Thailand than any other country in the world

Health Insurance Thailand

Health Insurance in Thailand. If you are working in Thailand, it is a legal requirement to hold medical insurance. There are many types of medical insurance and cover in Thailand. It is important to get medical insurance which adequately covers you should you have an accident, get injured or become ill. Speak to your financial advisor about choosing the best option to suit your budget for the coverage you need.
You can get covered by the social security fund for about 750 baht per month if you have a work permit and register yourself in Thailand (see above). But, this will only cover you for government hospitals and has restrictions.

If you want to be seen by the best doctors in a private room in Thailand in the best hospitals in Thailand, you will need to get private health insurance.

If you are young and have a motorbike accident, the costs can easily run to 250,000 baht (£5000 or $8000) at a private international hospital. If you are older and have a heart attack or slip and damage your back, expect similar costs. Depending on your age, you can get covered for around 30,000 baht+ (£560 or $900) for one year.

Free health insurance quote or click here to email.

Medical Insurance Thailand

Health insurance is also known as medical insurance. Medical insurance is needed to cover private hospitals in Thailand. If you want the best medical cover and go to the best hospitals in Thailand, you will need private medical insurance.

The private hospitals in Thailand has four times the number of beds per patient than government hospitals, and much shorter waiting times. The quality of the hospitals and hospital rooms are much higher as well. You will find more nurses per patient.

For local nationals using public hospitals, procedures cost roughly a third of what they do in the UK. For expatriates, who use the best private hospitals, procedures can cost less or more than in your home country. Private hospitals offer a broader range of facilities and may be better placed to deal with major emergencies.

Good private medical insurance should provide you with a card which you can show to the hospitals to cover your in-hospitaliztion treatment or surgeries.

Free medical insurance quote or click here to email.

Best Worldwide Expat Health and Dental Insurance

Best world wide expat health and dental insurance
“:/en/contact-a-financial-advisor or click here to email.

Senior Expat Health Insurance

Expat medical insurance for seniors in Thailand and around Asia. For most insurance policies, you have to be under 55 when you first join the medical insurance plan in order to renew the policy. But, some health insurance companies do accept retired people over 65.

Free senior expat health insurance quote or click here to email

Trip Insurance Thailand

Travel insurance in Thailand. If you open an offshore acount with Lloyds Bank, you can get free travel insurance.

Free Travel Insurance Thailand

Free travel insurance is available in Thailand if you open an offshore account with Lloyds bank

Free travel insurance Thailand or click here to email

Life Insurance Thailand

If you are married, you need life insurance to cover your family in case anything happens to you. The grief of missing you will be hard enough without them worrying about having to pay for funeral arrangements, repatriation of your body and finding work to support the kids. Depending on your age you can get life insurance in Thailand for as cheap as $40 per month.

Free life insurance quote or click here to email.

Critical Illness Cover

You are far more likely to develop a critical illness than to die. Cancer affects 1 in 4 men and 1 in 5 women. If you should be diagnosed with a critical illness, how would you be able to meet financial commitments, cover care costs or make modifications to your home?

Improvements in modern medicine have lead to higher
recovery rates. Critical Illness Cover can pay out a cash sum
if you are diagnosed with a critical illness covered by the
plan. This can be used as funding to cover expensive
medical treatments. If you recover, you will have a cash lump sum to spend for the rest of your life.

Critical illness cover. Expat insurance quote or click here to email.

Provident Fund (Corporate Pension Scheme)

If you have a company in Thailand, you will probably want to take advantage of the tax advantages of providing a provident fund for your employees (currently 500,000 baht per employee per year). AIA provide a suitable provident fund. The corporate pension scheme will provide a pension for loyal employees.

If you have an offshore company, you will need an offshore corporate pension scheme.

Provident Fund Thailand. For more information please arrange an appointment with our financial advisor or click here to email .

Auto insurance Thailand

Auto insurance coverage Thailand. Car insurance Bangkok.

Car insurance, motorbike insurance, motorcycle insurance, home contents insurance and travel insurance. Expat insurance in Thailand.

AA Insurance Brokers
Providing insurance for motorcycles as well as auto, health, home and travel insurance